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Welcome To Commercial Bank International



The Fastest Growing Bank 

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Commercial Bank International Bank Information Center

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HOME LOAN PRODUCT

Mortgage for Resident Salaried Individuals - Higher LTV



CBI presents a comprehensive portfolio of standard banking products and tailor-made financial solutions. CBI offers a plethora of services ranging from personal account services to finance for homes and automobiles to commercial loans and project financing


CBI Home Loan provides finances for purchasing all residential properties that are entitled for land and mortgage registration across the UAE. A range of customer- friendly features like free property insurance and simple processes for employees of unlisted companies make the CBI home loan the most unique and convenient for the customers.

01
15000
Minimum Salary

02
3.75%
Interest Rate
03
1%
Procesing Fee
04
25%
Down Payment

Mortgage for Resident Salaried Individuals - Special Rate



CBI presents a comprehensive portfolio of standard banking products and tailor-made financial solutions. CBI offers a plethora of services ranging from personal account services to finance for homes and automobiles to commercial loans and project financing


CBI Home Loan provides finances for purchasing all residential properties that are entitled for land and mortgage registration across the UAE. A range of customer- friendly features like free property insurance and simple processes for employees of unlisted companies make the CBI home loan the most unique and convenient for the customers.

01
15000
Minimum Salary

02
3.25%
Interest Rate
03
1%
Procesing Fee
04
40%
Down Payment

Mortgage for Resident Self Employed Individuals - Higher LTV



CBI presents a comprehensive portfolio of standard banking products and tailor-made financial solutions. CBI offers a plethora of services ranging from personal account services to finance for homes and automobiles to commercial loans and project financing


CBI Home Loan provides finances for purchasing all residential properties that are entitled for land and mortgage registration across the UAE. A range of customer- friendly features like free property insurance and simple processes for employees of unlisted companies make the CBI home loan the most unique and convenient for the customers.

01
30000
Minimum Salary

02
4.25%
Interest Rate
03
1%
Procesing Fee
04
25%
Down Payment

Mortgage for Resident Self Employed Individuals - Special Rate



CBI presents a comprehensive portfolio of standard banking products and tailor-made financial solutions. CBI offers a plethora of services ranging from personal account services to finance for homes and automobiles to commercial loans and project financing


CBI Home Loan provides finances for purchasing all residential properties that are entitled for land and mortgage registration across the UAE. A range of customer- friendly features like free property insurance and simple processes for employees of unlisted companies make the CBI home loan the most unique and convenient for the customers.

01
30000
Minimum Salary

02
3.99%
Interest Rate
03
1%
Procesing Fee
04
40%
Down Payment

Commercial Bank International - Information Center

About Home Loan

Commercial Bank International started its operation in UAE in 1991 with the vision of optimizing product- innovations leading towards customer satisfactions. Devising simple and convenient products and services to meet all sorts of financial requirements remained the key focus of the bank. CBI Home Loans support in purchasing all residential properties that are entitled for land and mortgage registration across the UAE. A range of customer- friendly features like make the CBI home loan the most unique and innovative for the customers.

Eligibility Criteria

•    UAE nationals and expatriates 
•    Properties need to be entitled for land and mortgage registration 
 

Interest Rates and Other Fees

•    Interest rates starting from 3.25% p.a.
•    Processing fee: 1% of loan amount
•    Property valuation fee: AED 2500
•    Life Insurance fee: 0.04%
•    Free Property and Content insurance
•    Early Settlement fee: 1% or AED 10,000 whichever is lower (1% during the introductory rate period)
•    No partial settlements are permitted during the fixed rate period
•    One free settlement permitted every 6 months up to 20% of the loan outstanding balance, after fixed rate period
•    All other payments will be charged a ‘Partial Settlement Fee’ calculated at the ‘Early Settlement Fee’ rates
 

Documentation

•    Copy of valid passport for UAE nationals
•    Copies of passport and UAE resident visa for expatriates
•    Copy of Emirates ID
•    Copy of recent salary certificate
•    Salary transfer letter, in case of applicants opting for salary transfer
•    Bank statements for the last six months
•    Liability Certificate, in case of loan takeovers
 

FAQs

Commercial Bank International started its operation in UAE in 1991 with the vision of optimizing product- innovations leading towards customer satisfactions. Devising simple and convenient products and services to meet all sorts of financial requirements remained the key focus of the bank. CBI Home Loans support in purchasing all residential properties that are entitled for land and mortgage registration across the UAE. A range of customer- friendly features like make the CBI home loan the most unique and innovative for the customers.

Other Products

Personal Loan, Car Loan